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Mission Statement


  • Provide competitive, high-quality products and services that will address the needs of our clientele.
  • Provide these products only through reliable and financially sound insurance carriers.
  • Provide programs that are service driven, coverage conscious and risk management oriented.

Our Values


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Northern Capital Life and Health has an ongoing commitment to helping our clients grow and be successful.  Our knowledge and resourceful staff is dedicated to listening carefully to clients’ needs, and to meeting those needs quickly and appropriately. We maintain the highest standard of business ethics and stand behind the quality of our services.


Our Vision


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Our vision is to be a recognized innovator in the Employee Benefits marketplace.  To achieve this vision, we need to do more than deliver quality programs to our clients.  We must identify and understand the ever changing needs of our clients.


Northern Capital

8200 Highwood Drive
Bloomington, MN 55438

Phone: 952-996-8818
Watts: 800-676-8818
Fax: 952-829-0482
info@northerncapital-mn.com

Directions:
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Northern Capital Life and Health Insurance has provided Employee Benefit Services to individuals and businesses for over twenty-five years.


Employee Benefit Specialists are the critical link between you, the consumer, and insurance companies. They provide and service insurance products while educating and advising you on how to manage risk and make informed insurance choices.

Employers in both the private and public sector face a rapidly changing environment relative to benefit design, delivery, and management. In addition, because of today’s competitive markets, more and more employers are using employee benefit programs to support key financial, operational, and cultural objectives.

Dramatic changes in the insurance marketplace make the Employee Benefit Specialist’s role increasingly important to individuals and small business in finding cost-saving measures and coverage options. Northern Capital Life and Health has the expertise and experience to help employers make the right decisions.

Northern Capital Life and Health’s staff of insurance professionals will guide you through the complex task of choosing appropriate coverages at an affordable cost. We will work closely with you to design efficient and cost-effective plans that reflect your business goals.


Employee Benefits

  • Healthcare
    • Fully Insured
    • Self Insured
  • Section 105 Plan
  • Disability
    • Short Term
    • Long Term
  • Dental
  • Long Term Care
  • Life Insurance
  • Vision Care
  • Voluntary Plans

Executive Benefits / Business Continuation

  • Key Person Insurance
  • Buy/Sell
  • Personal Disability
  • Overhead Expense

 

Individual Insurance

  • Life Insurance
  • Health Insurance
  • Short Term Medical
  • Disability Income
  • Long Term Care
  • Medicare Supplement

Retirement Plans

  • 401(k) and 403(b) Plans
  • Simple and SEP Plans
  • IRA’s
    • Traditional
    • Roth

 

Benefit Administration

  • COBRA and State Continuation
  • On-Line Enrollment
  • Benefits Communication
  • Section 125 Administration
  • Health Savings Accounts
  • Health Reimbursement Account

Our Specialists


Main Office

 

    Steve Leupke              Derek Leupke           Rebecca Deelstra

952-996-8818             952-996-8817             952-996-8845


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